Inheritance.Money.Advice

    About

    Calm, UK-specific guidance for people who have received an inheritance.

    We help UK individuals make informed decisions after receiving an inheritance by explaining the rules in plain English and, where helpful, connecting them with FCA-regulated financial advisers.

    • UK-focused financial guidance
    • Aligned with FCA principles
    • Educational, not advisory

    Who we're for

    Built for UK beneficiaries — not the financial services industry.

    Receiving an inheritance is rarely just a financial event. It often arrives at a difficult time, and the decisions that follow can shape the next decade of your finances. Most websites are written for advisers, not for people sitting at a kitchen table trying to work out what to do.

    Inheritance Money Advice exists to fix that. We write for UK adults who have just received — or are about to receive — money, property or investments and want a structured, honest place to start. No jargon, no product pitches, no pressure.

    Our approach

    Three principles guide everything we publish.

    • Educational first

      Plain-English explanations of UK rules, allowances and decisions — never product pushes.

    • No obligation

      Use the planner and guides at your own pace. You decide if and when to speak to anyone.

    • UK-focused

      Built specifically for UK beneficiaries — HMRC thresholds, ISAs, pensions, FSCS protection.

    How this site works

    Educational first. No obligation. Ever.

    We're transparent about what we do and don't do. Here's exactly how Inheritance Money Advice works.

    1. 01

      We provide educational guidance

      Every guide on this site is general financial education based on UK rules and FCA principles. It is not a personal recommendation.

    2. 02

      We help you understand your options

      Our 60-second planner gives you a structured view of the considerations and common next steps for someone in your position.

    3. 03

      We may introduce you to a regulated adviser

      If — and only if — you ask, we'll connect you with an FCA-regulated UK adviser. You're under no obligation at any stage.

    Editorial standards

    How our content is created and reviewed.

    Every guide is written against current UK rules — HMRC Inheritance Tax thresholds, ISA and pension allowances, FSCS protection limits and FCA principles for clear, fair and non-misleading communication. Content is reviewed by our editorial team before publication and updated when UK rules change.

    We don't use fake author personas. Articles are published under the Inheritance Money Advice editorial team and labelled as reviewed for accuracy and UK relevance.

    Read our full editorial policy →

    What we are not

    Honest about our limits.

    • We are not an FCA-regulated financial adviser. We don't make personal recommendations.
    • We are not a tax adviser or solicitor. For complex situations, a qualified professional is essential.
    • We do provide structured guidance and, on request, introduce you to FCA-regulated UK advisers.

    FAQ

    Frequently asked questions

    Ready to see your options?

    Take 60 seconds to see the considerations and typical next steps for someone in your situation. Educational only — no obligation.

    See what people in your situation usually do

    Educational · UK-focused · No obligation

    Curious what people in your situation usually do?

    Answer 7 short questions and we'll show you the considerations, common pitfalls, and typical next steps for someone in your position. No calls unless you ask.

    See what people in your situation usually do