How our content is created, reviewed and kept accurate.

Our editorial principles

These principles guide every guide, planner result and FAQ on the site.

• Based on UK financial principles

  Every page is written against current HMRC rules, ISA and pension allowances, FSCS protection limits, and FCA principles for clear, fair and non-misleading communication.

• Reviewed for accuracy

  Each guide is reviewed by the editorial team before publication. We update pages whenever UK rules or thresholds change — including after Budget announcements.

• Designed to be clear and unbiased

  We write in plain English, avoid jargon, and never recommend specific products. Where a decision depends on personal circumstances, we say so and suggest speaking to an FCA-regulated adviser.

• Transparent about what we are

  We are an educational platform — not an FCA-regulated adviser. Where introductions to advisers are made, we are open about how that works and you remain under no obligation.

• Honest about uncertainty

  We don't pretend the future is knowable. Investment guidance is presented as principles and trade-offs, not promises. Tax rules and limits can change, and we say so.

• No fabricated reviews or personas

  We do not invent authors, testimonials or social proof. The voices and concerns we publish are real patterns we hear from UK beneficiaries.

Our review process

1. A guide is drafted against current UK rules and HMRC / FCA reference material.
2. The draft is reviewed by the editorial team for accuracy, clarity and balance.
3. Where appropriate, it is sense-checked with FCA-regulated advisers in our network.
4. Once published, the page is reviewed at least annually and updated when rules change.
5. Material corrections are noted on the page when made.

Independence and funding

Inheritance Money Advice is free to use. We may receive a fee from FCA-regulated advisers in our network if a reader chooses to be introduced to one. This commercial arrangement does not influence the content we publish, the topics we cover or the advice we suggest considering. You are never obliged to speak to an adviser.

What we will not do

• We will not invent author personas, testimonials or statistics.
• We will not recommend specific financial products on this site.
• We will not pressure readers into making decisions or taking calls.
• We will not present opinion as regulated financial advice.

Contact

If you spot an inaccuracy or have a question about how a page was written, please get in touch via our contact page. We review every message and update content where corrections are needed.